Payment & Finance Options
Flexible ways to pay for your REP Fitness equipment.
Whether you're building your home gym, upgrading your equipment or making a smaller purchase, we offer a range of secure payment methods to suit your needs. Explore the available options below and select your preferred payment method at checkout.
Ways to Pay
Credit & Debit Cards
Pay securely in full using major credit and debit cards through our Shopify-powered checkout. Your payment information is processed securely using encrypted technology.
Novuna Personal Finance
Spread the cost of your REP Fitness equipment with 0% interest finance over 6 or 10 months. Available on qualifying purchases of £500 or more, with no deposit required. Simply select Novuna Personal Finance at checkout and complete the secure application process.
Important: Finance is subject to status, eligibility and affordability checks. Applicants must be aged 18 or over. Not all applications will be approved. Terms and conditions apply.
Klarna
Choose how you'd like to pay with Klarna. Depending on eligibility, you may be able to pay immediately, split your purchase into three instalments or pay within 30 days. Available options will be displayed at checkout and are subject to Klarna's terms and approval.
PayPal & PayPal Credit
Pay securely using your PayPal account. Eligible customers may also have access to PayPal Credit, allowing them to spread the cost of qualifying purchases. Credit is subject to status and approval, and interest or charges may apply.
Shop Pay
Enjoy a faster checkout experience with Shop Pay by securely saving your payment and delivery details. Eligible customers may also have access to Shop Pay Instalments, allowing purchases to be split into payments, subject to availability and approval.
Novuna Personal Finance FAQs
Have questions about applying for finance? Find answers to some of the most common questions below.
Who can apply for Novuna finance?
Applicants must be aged 18 or over, have lived in the UK for at least 12 months and work at least 16 hours per week or be retired with an income. Homemakers may also apply, although their spouse or partner's employment details may be required. Finance is not available to residents of the Republic of Ireland.
How do I apply?
Add qualifying equipment worth £500 or more to your basket, select Novuna Personal Finance at checkout and complete the secure application.
When will my repayments start?
Monthly repayments begin one month after your purchase has been delivered, in accordance with your finance agreement.
Are there any deposits or additional fees?
No deposit is required, and there are no arrangement fees or hidden extras for the advertised 0% finance plans.
How long does approval take?
Novuna aims to provide an initial decision within 60 seconds. Some applications may require further checks.
Will a credit check be carried out?
Yes. Novuna uses credit scoring and information from credit reference agencies to assess applications.
What happens if my application is declined?
Not all applications are approved. Novuna recommends waiting at least six months before reapplying.
Can I have my order delivered to another address?
No. For fraud prevention, goods purchased using Novuna finance must be delivered to the applicant's home address.
Important Information
Finance and instalment payment options are subject to the relevant provider's eligibility requirements, approval and terms and conditions. Missing or making late repayments may affect your credit rating and ability to obtain credit in the future. Fees may apply depending on the provider and payment option selected.
Full Novuna Personal Finance terms and conditions will be provided during the application process. Please read them carefully before entering into an agreement.
